Spain Agency, Inc. can help you select the right coverages to protect your family's assets and their short and long term needs.

Homeowner's and renter's insurance

Properly protecting your home and its contents is basic to your family's financial well being.

Policies are available for those who own a home, coop or condo, and for those who rent. Coverage will include the physical structure(s) that you own and your personal property. Your policy will also provide liability protection if others are injured on your property, and living expenses if your home is damaged or destroyed.

There are several essential coverages that are specifically not included in a basic homeowners policy, and require a separate policy or endorsement:

• Flood insurance must be purchased separately.
• Coverage for valuables such as jewelry or works of art is severely limited unless covered by a separate endorsement.
• Many hazards associated with a home business are not covered without a special endorsement.

Automobile insurance

Most people are aware that substantial coverage limits are required to protect against the large awards being handed down by juries. What you may not know is that adequate uninsured motorist coverage is necessary to protect you in the event that the driver who may be involved in an accident with you, does not have proper insurance coverage.

We can guide you through this and other complexities of today's auto policies, to ensure that you have the protection you need, without paying for costly coverages that are not necessary.

Our most popular coverages

• Residential and Vacation Homes
• Renters, Condos and Co-Ops
• Automobile
• Antique and Collectible

Automobile, Umbrella Liability,

Boats/Yachts, Valuable Property

Spain Agency, Inc. is affiliated with These Insurance Carriers

• Andover Companies
• Chartis Specialty Insurance Co.
• Chubb
• GMAC
• The Hartford
• New York Central Mutual
• Peerless Insurance
• Progressive Insurance
• Travelers